Loan Program

Renovation Home Loans

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Is a renovation loan right for you?

Purchase and fix up your dream home with a rehab home loan. A rehab loan lets you include the cost of home improvements and repairs into a new home loan. Finance your home’s purchase price and any repairs or upgrades to be made in one mortgage.

Mortgage Loan

Benefits of a renovation loan

  • Save Money: Combine your rehab loan and your mortgage into a single home loan, which limits your loan closing costs.
  • Buying or refinancing: Our rehab loan is available to both buyers and refinancing households.
  • Expanded Options: Find the right rehab loan whatever your home improvement project and needs.

Renovation loan eligibility requirements

  • Good credit score
  • Down payment of 3.5% or more
  • Self-occupancy of the property
  • Debt-to-income ratio below 45%

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best rate possible!

Conventional

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FHA

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VA IRRRL

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Jumbo

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Renovation

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USDA

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HomePossible

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HomeReady

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Manufactured Home

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Texas Vet

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Down Payment Assistance

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